Child Saving is for members’ children. It can be deposited as optional and fixed. If we want to deposit for a long time and want to get higher interest rate we should deposit fixed child saving and if we want to deposit and withdraw time to time we should deposit optional child saving. Minimum deposit amount is Rs 50 and minimum account maintaining balance amount is Rs 100. Interest rate for this saving is 8% in optional child saving and interest calculated in half year end. Calculated interest is capitalized. If the child saving is for a long time then it will be treated as a term deposit and interest rate structure will be as per term deposit.